📋 Important Information

Garuda138 Terms & Conditions – A Complete Guide for Malaysian Members

Please read these Terms & Conditions carefully before using the Garuda138 platform. This document outlines your rights and responsibilities as a member, as well as the rules governing your use of all our products and services.

Effective Date: 1 January 2026
Last Updated: 1 July 2026
Language: Bahasa Melayu (ms-MY)
Version: Malaysia

Key Things You Need to Know

Before reading the full document, these six key points cover the most essential aspects of Garuda138's Terms & Conditions.

Member Eligibility – 21 Years and Above

Only individuals aged 21 and above are eligible to register and use the Garuda138 platform. Each person is permitted one account only, per mobile number and per device. Duplicate registrations are strictly prohibited.

Minimum Age 21
Deposits & Withdrawals in RM

All transactions on Garuda138 are conducted in Malaysian Ringgit (RM). Minimum deposit is RM10, minimum withdrawal is RM30. Accepted methods: DuitNow, Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, Maybank2u, and CIMB Clicks.

RM10 Min Deposit
Bonus & Rollover Terms

All bonuses are subject to the rollover requirements stated in their respective offers. The general rollover for sports is 5x the bonus value, while casino and slots carry a 15x requirement. Each bonus offer may only be claimed once per member.

Sports Betting 5x Rollover
Fraud & Abuse Prevention

Any attempt to exploit bonuses, use automation software, create multiple accounts, or engage in fraudulent activity will result in immediate account suspension and forfeiture of all balances and bonuses.

Serious Cases
Garuda138's Right to Amend Terms

Garuda138 reserves the right to modify, update, or remove any part of these Terms & Conditions at any time. Changes take effect immediately upon being posted on the website. Continued use of the platform constitutes acceptance of the updated terms.

Current Notice
Responsible Gaming

Garuda138 is committed to responsible gambling. Deposit limit, betting limit, and self-exclusion tools are available to all members. We encourage you to play within your means and to report gambling problems to the relevant authorities.

Protect Yourself
Important Notice Before You Proceed

By registering, logging in, or using any part of the platform Garuda138, you agree to be fully bound by these Terms & Conditions. If you do not agree with any part of this document, please discontinue use of the platform. This document constitutes a legally binding agreement between you and Garuda138.

1Definitions & Interpretation

"Garuda138" refers to the sports betting and online casino platform accessible via garuda138.link and all related websites, mobile applications, and platforms operating under the same brand.

"Member" or "You" refers to any individual who has registered an account at Garuda138 and is at least 21 years of age.

"Account" refers to the personal account registered by a member to access Garuda138's services.

"Cash Balance" refers to real money in a member's account that can be used for betting and withdrawn without any additional conditions.

"Bonus Balance" refers to bonus credits received through promotions, which are subject to rollover requirements before they can be converted to withdrawable cash balance.

"Rollover" refers to the total amount that must be wagered before winnings from bonus credits can be withdrawn.

"Terms & Conditions" refers to this document, including all attachments, policies, and guidelines referenced within it.

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All rules in this document are in addition to the laws and regulations applicable in your country. Garuda138 may not be used for any activity that is unlawful in Malaysia.

2Eligibility & Account Registration

2.1 Age Requirement

Only individuals who are 21 years of age and above are permitted to register and use the Garuda138 platform. By registering, you confirm that you meet this age requirement. Garuda138 reserves the right to request proof of age at any time, and failure to provide satisfactory proof may result in account suspension.

2.2 One Account Per Member

Each individual is only permitted to hold one account at Garuda138. This prohibition includes:

  • One account per identity card number (MyKad / passport)
  • One account per Malaysian mobile number
  • One account per email address
  • One account per residential or office IP address
  • One account per payment method (DuitNow, Touch 'n Go, GrabPay, and others)

Any discovery of duplicate accounts will result in the closure of all associated accounts and forfeiture of all balances, bonuses, and pending withdrawals.

2.3 Registration Information

You are required to provide truthful, accurate, and complete information during registration. Providing false or misleading information is a serious breach of these Terms & Conditions. Garuda138 may request identity verification documents (KYC), including a copy of your MyKad and proof of address, at any time.

2.4 Geographic Restrictions

Garuda138's services are offered to players residing in Malaysia. Members are responsible for ensuring their use of the platform complies with the laws applicable in their respective regions.

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Reminder: Registering an account on behalf of another person or using someone else's information is strictly prohibited and may result in legal action.

3Deposits, Withdrawals & Financial Transactions

3.1 Currency

All transactions on Garuda138 are conducted in Malaysian Ringgit (RM / MYR). No foreign currencies are accepted. All bonus values, betting limits, and withdrawal limits are stated in RM.

3.2 Accepted Deposit Methods

Garuda138 accepts deposits through the following methods only:

Deposit Methods Minimum Limit Maximum Limit Processing Time
DuitNow (QR / Transfer)RM 10RM 30,000Immediately
Touch 'n Go eWalletRM 10RM 10,000Immediately
GrabPayRM 10RM 10,000Immediately
BoostRM 10RM 5,000Immediately
ShopeePayRM 10RM 5,000Immediately
FPX – Maybank2uRM 10RM 50,0001–5 minutes
FPX – CIMB ClicksRM 10RM 50,0001–5 minutes

3.3 Withdrawals

The minimum withdrawal limit is RM 30 per transaction. The maximum daily withdrawal limit is RM 50,000 for standard accounts and RM 100,000 for verified VIP accounts. Withdrawal processing times are as follows:

  • DuitNow: Within 30 minutes (typically within minutes)
  • Touch 'n Go eWallet, GrabPay, Boost, ShopeePay: Within 30–60 minutes
  • FPX Maybank2u / CIMB Clicks: Within 1–3 business hours

The first withdrawal from a new account requires KYC verification, which is typically completed within 10–30 minutes. Withdrawals may only be made to the same method used for the deposit, or to a bank account registered and verified in the member's own name.

3.4 KYC Verification

Garuda138 reserves the right to request identity verification documents at any time, particularly for withdrawals exceeding RM 5,000 or when suspicious activity is detected. Documents that may be requested include a copy of your MyKad (front and back), a recent bank statement or e-wallet screenshot, and proof of residential address.

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Garuda138 is not liable for processing delays caused by third parties, including payment gateways, banks, or e-wallet providers. Please contact our customer support team if a withdrawal has not been processed within the stated timeframe.

4Bonuses, Promotions & Rollover Requirements

4.1 General Bonus Offers

All bonuses and promotions offered by Garuda138 – including the Welcome Bonus, weekly rebates, cashback, and any special promotions – are subject to the specific terms and conditions stated in each respective offer. General bonus conditions are as follows:

  • Each bonus offer may only be claimed once per once per member, per phone number, per device, and per payment method
  • Bonuses are non-transferable to other members
  • Bonuses will expire on the date specified in the offer
  • Garuda138 reserves the right to forfeit any bonus claimed fraudulently

4.2 Rollover Requirements by Category

Game Category Bonus Rollover Does It Count Towards Rollover?
Sports Betting (football, badminton, cricket)5xYes – fully
Virtual Sports Betting5xYes – fully
Poker10xYes – fully
Live Casino (baccarat, roulette, blackjack)15xYes – fully
Online Slots15xYes – fully
E-Sports5xYes – fully

Rollover is calculated based on total wagers placed, not on winnings or losses. Every valid bet — whether won or lost — counts toward the required rollover amount.

4.3 Bonus Termination

Bonuses will automatically expire and be forfeited if the rollover requirements are not met within the specified period. Any unused or expired bonus balance will not be refunded as cash.

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Important: Any withdrawal made before the rollover requirements are fulfilled will result in the forfeiture of all active bonus balances. Your own cash balance will not be affected.

5Betting & Gaming Rules

5.1 Sports Betting

All confirmed sports bets are final and cannot be cancelled except under circumstances stipulated by Garuda138 (such as match cancellations or verified technical errors). Garuda138 operates both pari-mutuel and fixed odds systems depending on the market type.

Sport-specific rules for each sport and betting market are available under the "Sports Rules" section of our platform. General rules include:

  • Bets on matches postponed for more than 24 hours will be voided and refunded
  • In-play bets placed after the actual result has been determined will not be accepted
  • Garuda138 reserves the right to void or cancel any bets deemed suspicious or placed using insider information
  • Maximum bet limits vary by sport, market, and competition level

5.2 Casino Games & Slots

All casino games and slots use an independently verified Random Number Generator (RNG). Game results are final once a round is completed. Internet connection disruptions during an active round do not alter game outcomes that have already been processed by the server.

5.3 Poker

Poker at Garuda138 is a game of both skill and chance. Collusion between players, the use of third-party software to gain an unfair advantage, and any prohibited circumvention techniques are serious violations that may result in immediate account closure.

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Garuda138 reserves the right to void any bets or game rounds affected by technical errors. In such cases, the wagered amount will be fully refunded to the member's account.

6Prohibited Conduct

The following actions are strictly prohibited on the Garuda138 platform and may result in immediate account closure, forfeiture of all balances and bonuses, and potential legal action:

  • Registering more than one account in any form
  • Using another person's personal identification details
  • Systematically manipulating or exploiting bonuses and promotions (bonus abuse)
  • Using automation software, bots, or any non-human tools to play
  • Colluding with other players to manipulate game outcomes
  • Money laundering or using the platform for any illicit financial purpose
  • Threatening, harassing, or being abusive towards customer support staff
  • Spreading false information about the Garuda138 platform
  • Attempting to hack or interfere with the platform's security systems
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Serious Warning: Garuda138 employs a sophisticated fraud detection system that continuously monitors all account activity. Any anomalies will be investigated and appropriate action taken without prior notice.

7Account Security & Data Privacy

7.1 Account Security Responsibilities

You are solely responsible for keeping your account username and password secure Garuda138 yours. Do not share your login credentials with anyone. Garuda138 will never ask for your password via email, SMS, or live chat.

Please contact our customer support immediately if you suspect your account has been accessed without authorisation. Garuda138 is not liable for any losses arising from a member's failure to safeguard their login credentials.

7.2 Personal Data Protection

Garuda138 collects and processes members' personal data in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). Your personal data is used solely for account verification, financial transaction processing, platform communications, and regulatory compliance. For more information, please refer to Privacy Policy us.

7.3 Platform Communications

By registering with Garuda138, you agree to receive account-related communications including transaction confirmations, security notices, and important updates about platform changes. You may opt out of marketing communications at any time through your account settings.

8Responsible Gaming

Garuda138 is committed to responsible gambling principles and fully supports efforts to reduce harm associated with problem gambling. We provide the following tools for all members:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits through your account settings
  • Bet Limit: Set a maximum bet value per session or within a defined period
  • Loss Limit: Set a maximum net loss limit over a chosen time period
  • Temporary Break: Suspend your account for 24 hours, 7 days, or 30 days
  • Self-Exclusion: Close your account for an extended period (3 months to permanent)
  • Reality Check: Set regular reminders to keep track of how long you've been playing

If you or someone you know is struggling with gambling, please seek help through the Malaysia Gambling Helpline: 1800-22-9999. For more information about our responsible gambling tools, visit the Responsible Gaming.

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Garuda138 will never contact members to encourage them to raise the responsible gaming limits they have set for themselves. Decisions regarding responsible gaming limits are entirely yours to make.

9Account Closure & Suspension

9.1 Account Closure by Member

You may close your Garuda138 account at any time by contacting our customer support team. Before closing, please ensure all cash balances have been withdrawn. Any active bonus balances will be forfeited upon account closure. The closure process is typically completed within 5 business days.

9.2 Account Suspension by Garuda138

Garuda138 reserves the right to suspend or close any account at any time without prior notice under the following circumstances:

  • Breach of any part of these Terms & Conditions
  • Suspected fraud, money laundering, or illegal activity
  • Failure to submit the requested KYC documents within the stipulated timeframe
  • Instructions from regulatory authorities or law enforcement agencies
  • Self-exclusion requests initiated by the member

In confirmed cases of suspension due to fraud, Garuda138 reserves the right to forfeit all balances, bonuses, and winnings held in the account.

10Liability Limits & Disclaimer

Garuda138 provides its betting and gaming platform on an "as-is" basis, without any express or implied warranties. Garuda138 is not liable for:

  • Financial losses incurred as a result of betting or gaming decisions
  • Service disruptions due to maintenance, technical issues, or circumstances beyond our control
  • Delays or processing failures by third parties (banks, e-wallet providers)
  • Loss of data or information resulting from malicious third-party interference
  • Any indirect, incidental, or consequential losses arising from use of the platform

Garuda138's maximum liability to any member under any circumstances is limited to the total deposits made by that member in the 30 days preceding the liability claim.

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Legal Notice: These Terms & Conditions are governed by applicable law. Any dispute that cannot be resolved through our customer support channels will be referred to the designated arbitration body.

11Amendments to Terms & Conditions

Garuda138 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Changes take effect immediately upon being posted on the website. Garuda138 will endeavour to notify members of material changes via a site notice or email, but this does not constitute an absolute obligation.

Your continued use of the Garuda138 platform following any amendments constitutes your acceptance of the updated terms. If you do not agree with any changes, please discontinue use of the platform and contact customer support to close your account.

12Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact our customer support team Garuda138 via:

  • Live Chat: Available 24/7 in Bahasa Malaysia – click the chat icon at the bottom corner of your screen
  • Email: support@garuda138.link (response within 24 hours)

For formal complaints relating to financial disputes, please email us with the subject line "Formal Complaint" for priority processing. We are committed to resolving every complaint fairly and transparently within a reasonable timeframe.

Garuda138 Terms & Conditions – Essential Reading for Malaysian Members

The Terms & Conditions are among the most important documents on any online betting platform, yet they are also among the least read by new users. At Garuda138, we believe that members who understand their platform's terms will be more satisfied members — because they know what to expect, what their rights are, and how to handle any issues that may arise.

This document has been written in Bahasa Melayu intentionally — not only because Garuda138 is a platform built for Malaysian players, and we believe every member deserves to fully understand what they are agreeing to. Many other platforms bury their terms in lengthy, hard-to-follow foreign-language text – we have chosen a different approach.

Among the most frequently asked questions by Malaysian members regarding Terms & Conditions Garuda138 covers the rollover requirement for bonus funds. A 5x rollover for Sports Betting is a rate we consider fair and reasonable – well below the 8x to 12x that many international platforms impose. In practice, if you receive a RM100 bonus, you simply need to place RM500 in sports bets before any winnings from that bonus credit can be withdrawn.

Regarding the one-account-per-member rule — this is an important measure we've put in place to ensure that all promotions and bonuses are enjoyed fairly by everyone. When some individuals register multiple accounts to claim bonuses repeatedly, it directly reduces the value available to other members who play honestly. Garuda138 employs advanced detection systems to identify such abuse, and the action taken is firm — because this is a matter of fairness to all members who play by the rules.

We also wish to emphasise that all deposit and withdrawal methods at Garuda138 are genuinely Malaysian methods — DuitNow, Touch 'n Go eWallet, GrabPay, Boost, ShopeePay and FPX via Maybank2u and CIMB Clicks. There is no need to use foreign bank accounts or unfamiliar payment methods. This is part of our commitment to ensuring a safe, convenient, and familiar financial experience for Malaysian members.

Related Policy Information

These Terms & Conditions should be read alongside the other documents that together form the complete agreement between you and Garuda138: Privacy Policy (governing the use of your personal data) and Responsible Gaming Policy (governing self-protection tools and available support). Together, these three documents form the complete framework governing your relationship with our platform.

Understand Your Terms & Begin Your Journey at Garuda138

Now that you've read our Terms & Conditions — sign up for free and enjoy a Welcome Bonus of up to RM1,000, with clear conditions and fair rollover requirements.


Frequently Asked Questions About Garuda138 Terms & Conditions

A 5x rollover on Sports Betting means you must place sports bets totalling 5 times the value of the bonus received before any winnings from bonus credits can be withdrawn. For example, if you receive a RM100 bonus, you must place sports bets totalling RM500 (5 × RM100). It is important to understand that rollover is calculated based on total wager amount, not winnings — every bet placed, whether won or lost, counts toward the rollover total. This differs from the Casino rollover, which is set at a higher rate of 15x. Garuda138 recommends starting with Sports Betting to fulfil your rollover requirement more quickly.

No, registering more than one account is strictly prohibited at Garuda138, regardless of the method used. This prohibition covers the use of different email addresses, phone numbers, devices, or IP addresses. Garuda138 employs advanced detection systems to identify duplicate accounts, including checks based on KYC information, payment methods, and usage patterns. Any discovery of multiple accounts will result in the closure of all associated accounts and forfeiture of all balances and bonuses, without exception. If you are experiencing issues with an existing account, please contact customer support for assistance.

If you withdraw your cash balance before fulfilling the rollover requirement for an active bonus, all active bonus balances in your account will be automatically forfeited. This means you may withdraw your cash balance at any time, but any bonus with an outstanding rollover requirement will be lost. Your own cash balance — funds you deposited or winnings from cash play, not bonus credits — is unaffected and may be withdrawn at any time without any rollover conditions. It is therefore advisable to complete your rollover requirement before making a withdrawal if you wish to maximise the value of your bonus.

The KYC (Know Your Customer) process at Garuda138 is typically completed within 10 to 30 minutes for standard cases. Documents that may be required include a clear, legible copy of your MyKad (front and back), a screenshot or recent statement from your e-wallet or bank account showing your name, and potentially proof of residential address such as a recent utility bill. KYC is generally required for your first withdrawal, withdrawals exceeding RM5,000, or when our system detects activity that requires additional verification. All KYC information is processed securely and kept confidential in accordance with Garuda138's Privacy Policy. This process is in place to protect both you and the platform against unauthorised use.

For any dispute or complaint regarding Garuda138's Terms & Conditions, the first step is to contact our customer support team via Live Chat (available 24/7 in Bahasa Malaysia) for immediate resolution. If the issue cannot be resolved through live chat, you may submit a formal complaint via email to support@garuda138.link with the subject line "Formal Complaint – [Account Number]". Please include full details such as a description of the issue, the date and time it occurred, and any relevant screenshots or supporting evidence. Formal complaints will be processed within 24 to 48 business hours. Garuda138 is committed to resolving every complaint fairly, transparently, and within a reasonable timeframe.
Bahasa Melayu